Your investment journey starts here

Your investment journey starts here

If you’re thinking about investing for the first time or you’d like learn more about it, this section is for you. It’s packed with information to help you decide if investing might be right for you. Before considering investing, we  recommend that you read through this information from start to finish, particularly if you are new to investing.

It's our job to make everything as clear as possible for you – including the risks and disadvantages of investing. You'll see risk warnings throughout so please take the time to read and understand them.

Is investing right for you?

There are important questions you should ask yourself to find out if investing could be right for you including your reasons for investing and how long you want to invest for.

Understanding investments

Discover the basics of investing including risk, what diversification means, why you should diversify and how to make the most of your tax allowances using an Instant Savings Account (ISA) or pension.

Choosing investments

Take a closer look at funds, including how they work, what they aim to do and the types and styles available. Plus, find out about the different costs involved with investing and how we could help support you should you decide to invest.

Be aware

Remember that with any investment, the value can go down as well as up, so you could get back less than you invested. If you’re unsure about whether an investment is right for you, please seek independent financial advice.

It’s sensible to have a 6 months savings buffer if you are considering investing - so you can cover any unexpected expenses without having to sell your investments.

Should you save or invest?

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