Pensions and retirement

Pensions and retirement

After working hard throughout your life, you deserve to live comfortably in retirement.

Pensions and retirement
But a significant amount of planning is required to make sure you can maintain your lifestyle. There are plenty of options on how you can save money to fund your retirement. Most people will have a combination of ISAs and, general savings and investment accounts while taking advantage of the various tax incentives offered by pensions.

If you’re struggling to figure out the world of pensions, why not spend some time exploring our Retirement Centre. We have a range of resources that can help you make the right decisions when it comes to pensions and retirement.

Types of pension

If you're saving for retirement, we can help you build a solid foundation from the very start. Read more about the types of pensions to choose from.

Taking pensions benefits

We can help make sure you understand your options at retirement so you can make the most of your money. Read more about your options for taking benefits.

Pensions and the next generation

A pension can be an attractive way to pass on wealth to children and grandchildren. Read more about what happens to your money after you pass away.

Recent Changes

There have been some big changes to pensions in 2015 & 2016, some of which have made pensions more flexible, but some have added further restrictions. These have been added into the Retirement Centre.

Managing your pension savings with a SIPP

If you are a confident investor, who wants to manage your own investments and accept the risk that comes with that, a Self Invested Personal Pension (SIPP) might interest you.

SIPPs give you the freedom to choose and manage your own pension investments. Their value can go down as well as up and you could receive less that you have invested so you need to be sure that you are comfortable with that. If you aren’t, please seek independent advice.

We have lots of resources to help you explore how SIPPs work and learn about our own Barclays Stockbrokers SIPP.


  • The favourable tax treatment of pensions and rules may change in future and the value of such treatment to you depends on your personal circumstances.
  • We don’t give tax advice so if you are unsure about whether a pension is right for you, you should seek independent advice.
  • Whatever method you choose to provide for retirement, it will usually involve investing. Investments can fall in value so you may get back less than you invest.
Open a SIPP

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