top up ISA Use your full ISA allowance by the end of the year - you cannot carry it forward. Top up your Barclays Stockbrokers Investment ISA
Top up your ISA

Top up your ISA by 5 April 2017

Use your £15,240 annual allowance and your flexible allowance if you have one

 

Your annual ISA allowance is valuable – it allows you to possibly get more back from your investments because you don’t pay income tax, tax on dividends and capital gains tax on any returns. You can invest the full amount (up to £15,240 in 2016/17) into an Investment ISA, cash ISA or an innovative finance ISA, or alternatively split it between two or even three ISAs, providing you stay within the overall £15,240 limit.

You can also withdraw money from your ISA and replace it into the same account in the same tax year, without this replacement counting towards your annual ISA limit. This is known as your flexible ISA allowance. Even dividend payments taken outside your ISA counts as withdrawals so it’s worthwhile checking if this applies to you.  

Remember, any money you wish to use to replenish your ISA using the annual or flexible allowance must be with us by the end of the current tax year (5 April 2017).

How do I calculate my flexible ISA allowance?

  1. Log in to your account. Go to "Cash manager" to view your online statements
  2. Add up the value of withdrawals, including dividend payments taken as income outside your ISA since 6 April 2016. This is the value of your flexible allowance
  3. Then check your outstanding annual allowance if you haven’t used it
  4. Add these sums together to calculate your total ISA allowance for 2016/17.

There is no limit to how much the value of your ISA can grow; however, the value of your investments can fall as well as rise and you may get back less than you initially invested. The value of tax allowances depend on your own circumstances and ISA rules and benefits may change in the future. Investing is not for everyone, if you are unsure please seek independent advice.

How do I use my allowances?

There are a number of ways to make a lump sum payment to your Investment ISA and maximise your full allowance. Remember, you don't have to make your investment choices straight away - as long as you have the cash in place this tax year, that’s enough to secure the tax benefits of this year’s allowances.

If you’re transferring in cash, having sold your investments perhaps intending to repurchase them, remember:

    You’re ‘out of the market’, so for a time, you won’t hold some or all of your investments and you’ll lose out on:

  • Any rise in their value
  • Any corporate actions e.g. rights issues.
  • Any returns e.g. dividends or interest
  • Shareholders’ benefits (which may not be available on the same terms or at all if you repurchase)
  • Voting rights

Note: If you did not subscribe to your Investment ISA in the 2016/17 tax year you will need to complete a Declaration of Authority. Further information can be found below.

What
​How
1. Top up online via Debit Card
Log in to your 'Cash Manager' to top up your ISA (min £5).
2. Electronic transfers
​​Send your payment to Barclays Stockbrokers. Sort Code 20-87-98 and Account Number 80231207, quoting your 13 digit ISA portfolio number as a reference. Please note we will only accept payments via this method from the nominated bank account details we have for you.
3. Telephone payment
Make a payment over the phone when calling us on 0800 279 6551*.
4. Transfer cash from your MarketMaster®
​​Call us on 0800 279 6551*. Please note that this can take up to 2 working days to complete.
​5. Transfer cash and/or stocks and shares from your MarketMaster®
​Call us on 0800 279 6551*.

Cash transfer - This can take up to 2 working days to complete.

Stocks and shares transfer - This can take up to 5 working days to complete. This is because we have to sell the shares from your MarketMaster and buy them back in your ISA. There will be a charge of telephone commission and stamp duty buy back. PTM levy may also apply if the transaction is £10k or over.

Note: To transfer certificates in a spouses name to your Investment ISA, you will also need a Special Stock Transfer form [PDF, 63KB] to be completed and sent to us at the address below.
​6. Cheque
​You must send your cheque with a completed ISA Additional Subscription form [PDF, 246KB] to the address below. Please include your 13 digit ISA portfolio number on the back of the cheque.
​7. Transfer certificated shares
If you hold certificated shares you will need to add these to a MarketMaster before we can add them to your ISA.

We will add the certificated shares to a MarketMaster, selling the shares within the MarketMaster, transferring the sales proceeds to your Investment ISA then buying the shares back within your Investment ISA. We won’t charge a MarketMaster admin fee on the account while it is used for the purpose of adding shares to your ISA, however there will be a telephone commission charge and stamp duty on the buyback of shares within your ISA. A PTM levy may also apply if the transaction is £10k or over.

If you are transferring your shares to your spouse, you will also need a Special Stock Transfer form [PDF, 63KB] to be completed and sent to us at the address below.

Learn more about transferring share certificates to an ISA
​8. Save As You Earn/Profit sharing schemes ​Add qualifying shares from a SAYE scheme or Profit Sharing scheme within 90 calendar days of release.

You must send us a completed ISA Additional Subscription form [PDF, 1.8MB] and ISA CREST Transfer form [PDF, 49KB], the share certificate, and proof that the share certificate is SAYE stock, to us at the address below.

Declaration of Authority

If you did not subscribe to your investment ISA in the 2016/17 tax year, under HMRC regulations you will need to complete a Declaration of Authority.

How do I complete this?

  • Online - You can do this quite simply online when topping up your ISA via Cash Manager. A box will automatically appear asking you to complete the Declaration of Authority before making your payment.
  • Telephone - You can call us to complete the Declaration of Authority before choosing payment methods 2 to 5
  • Post - If you’d prefer to send this to us, please complete the Investment ISA Additional Subscription Form [PDF, 1.8MB] and return it to us at the address noted below.

Make regular payments to your ISA

Rather than topping up at the last minute every tax year, we make it easy for you by arranging the set up of a regular payment to your ISA by direct debit for £50 or more. Simply complete and return a Regular Payments to your ISA form [PDF, 356KB] to the address below.


Please send all forms/cheques to the following address:

Barclays Stockbrokers
ISA New Business Department
Tay House
FREEPOST (KE2462)
Glasgow
G2 4BR

Open an Investment ISA
Top up an Investment ISA
Transfer your ISA

Remember​​​​

  • The value of your investments can fall as well as rise and you may get back less than you initially invested
  • Investing is not for everyone, if you are unsure please seek independent advice.


*Calls to 0808 numbers are free if made from a UK landline. Call costs to 0141 numbers may vary – please check with your telecoms provider. Calls may be recorded so that we can monitor the quality of our service and for security purposes. Our opening hours are 7.30am-7pm Monday to Thursday, 7.30am-6pm on Friday (excluding bank holidays) and 9.30am-12.30pm on Saturday.

Remember

  • The value of your investments can fall as well as rise and you may get back less than you initially invested.
  • Investing is not for everyone, if you are unsure please seek independent financial advice.
Open an Investment ISA
Top up an Investment ISA Transfer an ISA

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0141 352 3942*


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  • Friday:
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  • Saturday:
    9.30am - 12.30pm
 

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